Cookie Policy

1. WHAT IS A COOKIE AND WEB BEACON?

A cookie is a small file stored on your computer or mobile device after visiting a website which is then accessed and used for certain purposes. Cookies are commonly used to record some aspects of your visit to a site such as choices you have made and to help websites ‘remember’ you. More information on cookies and their use can be found at https://ico.org.uk/for-the-public/online/cookies/

We may also use similar technologies to cookies such as “web beacons”, “flash cookies” or “bugs”. A web beacon is a very small clear picture file used to keep track of your navigation through a webpage or a series of websites. They are sometimes referred to as “web bugs”. We refer to web beacons and cookies as ‘cookies and similar technologies’ in this cookie policy.

2. WHY AND HOW DO WE USE COOKIES?

We use cookies and similar technologies to help us provide you with the best experience when you visit our site. We also use cookies and similar technologies to allow us to remember customers’ preferences and understand what they like to look at, so that we can improve the service we offer. By using cookies and similar technologies, we can make it easier for you to do many things such as accessing customer only areas of our site or applying for and receiving quotes for products and services. Cookies and similar technologies can also allow us to tailor the content of our website so we can show you services we think you may be interested in. By continuing to browse the site, you are agreeing to our use of cookies and similar technologies.

Our cookies and similar technologies do not store personal information such as your name, address, phone number or email in a format that can be read by others. We do use a small number of cookies that store encrypted versions of information where you have asked us to. However, these are encrypted so that only we (or other sites that we have agreed to share information with) can read this information. The cookies we use cannot read or search your computer, smartphone or web-enabled device to obtain information about you, or read any material kept on your hard drive.

3. WHAT COOKIES ARE SET WHEN I VISIT THIS SITE?

We use the following cookies and similar technologies:

• Strictly necessary cookies. These cookies are essential for the operation of our website and online tools or services. They include, for example, cookies that enable you to log into private areas of our website.

• Analytical/performance cookies. These cookies allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. These cookies don’t collect information that identifies a visitor. All information these cookies collect is aggregated and therefore anonymous. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.

• Functionality cookies. These are used to recognise you when you return to our website. This enables us to personalise our content for you and remember your preferences, for example your user name, language or text size. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

• Targeting cookies. These cookies record your visit to our website, the pages you have visited and the links you have followed. We will use this information to make our website more relevant to your interests.

The following are further details of the individual cookies that might be set by us when you visit our site, together with an explanation of their purpose.

Cookie	Domain	Type	Description	Duration
uuid2	.adnxs.com	Advertisement	The uuid2 cookie is set by AppNexus and records information that helps in differentiating between devices and browsers. This information is used to pick out ads delivered by the platform and assess the ad performance and its attribute payment.	3 months
anj	.adnxs.com	Advertisement	AppNexus sets the anj cookie that contains data stating whether a cookie ID is synced with partners.	3 months
MUID	.bing.com	Advertisement	Bing sets this cookie to recognize unique web browsers visiting Microsoft sites. This cookie is used for advertising, site analytics, and other operations.	1 year 24 days
MUID	.clarity.ms	Advertisement	Bing sets this cookie to recognize unique web browsers visiting Microsoft sites. This cookie is used for advertising, site analytics, and other operations.	1 year 24 days
personalization_id	.twitter.com	Advertisement	Twitter sets this cookie to integrate and share features for social media and also store information about how the user uses the website, for tracking and targeting.	2 years
ANONCHK	.c.clarity.ms	Advertisement	The ANONCHK cookie, set by Bing, is used to store a user’s session ID and also verify the clicks from ads on the Bing search engine. The cookie helps in reporting and personalization as well.	10 minutes
_fbp	.insuranceoctopus.co.uk	Advertisement	This cookie is set by Facebook to display advertisements when either on Facebook or on a digital platform powered by Facebook advertising, after visiting the website.	3 months
fr	.facebook.com	Advertisement	Facebook sets this cookie to show relevant advertisements to users by tracking user behaviour across the web, on sites that have Facebook pixel or Facebook social plugin.	3 months
test_cookie	.doubleclick.net	Advertisement	The test_cookie is set by doubleclick.net and is used to determine if the user’s browser supports cookies.	15 minutes
_ga_R9L9JV971C	.insuranceoctopus.co.uk	Analytics	This cookie is installed by Google Analytics.	2 years
_ga	.insuranceoctopus.co.uk	Analytics	The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site’s analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors. For further information, please read Google’s uses of information page at How Google uses information from sites or apps that use our services – Privacy & Terms – Google.	2 years
uid	.turn.com	Analytics	This is a Google UserID cookie that tracks users across various website segments.	5 months 27 days
_gid	.insuranceoctopus.co.uk	Analytics	Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website’s performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously.	1 day
_gcl_au	.insuranceoctopus.co.uk	Analytics	Provided by Google Tag Manager to experiment advertisement efficiency of websites using their services.	3 months
lang	.ads.linkedin.com	Functional	LinkedIn sets this cookie to remember a user’s language setting.	session
bcookie	.linkedin.com	Functional	LinkedIn sets this cookie from LinkedIn share buttons and ad tags to recognize browser ID.	2 years
lidc	.linkedin.com	Functional	LinkedIn sets the lidc cookie to facilitate data center selection.	1 day
UserMatchHistory	.linkedin.com	Functional	LinkedIn sets this cookie for LinkedIn Ads ID syncing.	1 month
lang	.linkedin.com	Functional	LinkedIn sets this cookie to remember a user’s language setting.	session
bscookie	.www.linkedin.com	Functional	LinkedIn sets this cookie to store performed actions on the website.	2 years
cky-active-check	.insuranceoctopus.co.uk	Necessary	CookieYes sets this cookie to check if the consent banner is active on the website.	1 day
cookieyesID	.insuranceoctopus.co.uk	Necessary	CookieYes sets this cookie as a unique identifier for visitors according to their consent.	1 year
cky-consent	.insuranceoctopus.co.uk	Necessary	The cookie is set by CookieYes to remember the users’s consent settings so that the website recognizes the users the next time they visit.	1 year
cookieyes-necessary	.insuranceoctopus.co.uk	Necessary	CookieYes sets this cookie to remember the consent of users for the use of cookies in the ‘Necessary’ category.	1 year
cookieyes-functional	.insuranceoctopus.co.uk	Necessary	CookieYes sets this cookie to remember the consent of users for the use of cookies in the ‘Functional’ category.	1 year
cookieyes-analytics	.insuranceoctopus.co.uk	Necessary	CookieYes sets this cookie to remember the consent of users for the use of cookies in the ‘Analytics’ category.	1 year
cookieyes-performance	.insuranceoctopus.co.uk	Necessary	CookieYes sets this cookie to remember the consent of users for the use of cookies in the ‘Performance’ category.	1 year
cookieyes-advertisement	.insuranceoctopus.co.uk	Necessary	CookieYes sets this cookie to remember the consent of users for the use of cookies in the ‘Advertisement’ category.	1 year
cookieyes-other	.insuranceoctopus.co.uk	Necessary	CookieYes sets this cookie to remember the consent of users for the use of cookies in the ‘Other’ category.	1 year
CLID	www.clarity.ms	Other	No description	1 year
mp_718af00ef047434c18680f5dfd4669ae_mixpanel	.insuranceoctopus.co.uk	Other	No description	1 year
_dc_gtm_UA-17074461-1	.insuranceoctopus.co.uk	Other	No description	1 minute
li_sugr	.linkedin.com	Other	No description available.	3 months
_uc_referrer	.insuranceoctopus.co.uk	Other	No description available.	1 year
_uc_last_referrer	.insuranceoctopus.co.uk	Other	No description available.	1 year
_uc_initial_landing_page	.insuranceoctopus.co.uk	Other	No description available.	1 year
SM	.c.clarity.ms	Other	No description available.	session
_uc_current_session	.insuranceoctopus.co.uk	Other	No description available.	1 hour
_uc_visits	.insuranceoctopus.co.uk	Other	No description available.	1 year
muc_ads	.t.co	Other	No description	2 years
AnalyticsSyncHistory	.linkedin.com	Other	No description	1 month
outbrain_cid_fetch	insuranceoctopus.co.uk	Other	No description available.	5 minutes
_clck	.insuranceoctopus.co.uk	Other	No description	1 year
li_gc	.linkedin.com	Other	No description	2 years
_clsk	.insuranceoctopus.co.uk	Other	No description	1 day
vuex	insuranceoctopus.co.uk	Other	No description available.	never
_uetsid	.insuranceoctopus.co.uk	Performance	Bing Ads sets this cookie to engage with a user that has previously visited the website.	1 day
_uetvid	.insuranceoctopus.co.uk	Performance	Bing Ads sets this cookie to engage with a user that has previously visited the website.	1 year 24 days
SRM_B	.c.bing.com	Performance	Used by Microsoft Advertising as a unique ID for visitors.	1 year 24 day

Some of the business partners that may set cookies and similar technologies when you visit our site are:

AddToAny	AddToAny provide social sharing services and tracking.
Amazon CloudFront	Amazon CloudFront is a content delivery network (CDN) providing a globally-distributed network of proxy servers which cache content.
Bing	This domain is Microsoft’s search engine product.
Cloud Flare	Company that provides a content delivery network, Internet security services and distributed domain name server services.
Facebook	This social networking site, which we link to from our site, sets cookies which mainly collect data about the interests of users and is also utilised for behaviourally targeted advertising.
Feefo	Allows us to collect reviews on products and service from genuine customers.
Google Tag Manager and Google Analytics	Google Tag Manager helps make tag management simple, easy and reliable by allowing marketers and webmasters to deploy website tags all in one place. Google Analytics lets us measure our advertising ROI as well as track our Flash, video, and social networking sites and applications.
Mixpanel	Tracks user interactions with web and mobile applications and provides tools for targeted communication with them.
Picreel	Conversion rate optimisation allowing for exit offers to increase conversion rate and recover abandoning visitors.
Tawk.to	Tawk.to is a live chat messaging services which we use on our site to engage with web visitors.
Twitter	This social networking site, which we link to from our site, sets cookies. It collects data through a range of plug-ins and integrations and that are primarily used for tracking and targeting.

If you follow a link from our website to another website, please be aware that the other website will have their own privacy and cookie policy. We recommend that you read their policies as we are not responsible or liable for what happens at their site.

4. HOW DO I CHANGE MY COOKIE PREFERENCES?

You can alter how cookies and similar technologies are stored on your machine via your web browser settings. You can set your browser to block or disable cookies, but doing so may impact the quality of your browsing experience and limit you from accessing areas of our website where cookies are required for pages to load tailored information.
To change your cookie preferences click the ‘settings’ or ‘tools’ button on your browser or you can find out more at www.allaboutcookies.org or www.aboutcookies.org. To opt out of being tracked by Google Analytics across all websites, please visit https://tools.google.com/dlpage/gaoptout.

5. UPDATES TO OUR COOKIES AND POLICY

We may periodically update the cookies and similar technologies we use and our cookie policy, and you should revisit this page if you wish to keep yourself informed.