Electricians Insurance FAQs

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FREQUENTLY ASKED QUESTIONS Our most asked questions

  • Can I split my payments over a period of time?

    We aim to accommodate every type of business, no matter how big or small that it may be. Part of our commitment to this is our convenient payment option of direct debit over a course of time, rather than a one-off payment. For self-employed, smaller businesses or companies looking to take out comprehensive and detailed insurance policies, this is ideal and can help you manage your money in a sustainable way. Please note, our direct debit facility has additional fees.

  • Do I need employers’ liability cover?

    By law, any electrician company who has a workforce and employees must have employers’ liability cover. This is because it protects you and your staff against bodily injury and harm that may occur in the workplace. In the UK, the standard employer’s liability cover is £10m. This ensures that no matter what happens on site that your team will be protected, safe and secure in their working environment.

  • Do electricians need professional indemnity cover?

    Professional indemnity cover is highly recommended for any electrician company who may offer advice to clients and customers. It essentially means that if the recipient of this advice suffers any damage, loss or injury because of your original advice, then a claim will not cost you or your company. For large projects and unlucky circumstances where your advice may result in damage, this is a great insurance coverage that can protect your business from real harm.

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