What is agricultural consultants insurance?
Protection for you & the advice you give on the use and management of agricultural land.
As a professional in the agriculture industry you will be offering professional, sound and expert service to your clients, making recommendations for businesses who will then rely on your advice. Your Agricultural Consultants Insurance needs to protect you should a client make a claim against you for your advice, should they believe it to be negligent and cause them damage in any way.
With the help of The Insurance Octopus, you will be able to put together a bespoke insurance policy that suits your business needs. Our personalised business insurance policies are designed to be flexible, ensuring you can tailor your policy to suit your requirements. You’ll have all of the essential cover you need in one simple business insurance policy.
What your agricultural consultants insurance policy includes
Professional Indemnity cover
Professional Indemnity insurance, or PI insurance, will protect you and/or your business against any financial or trading loss that may be caused as a result of bad advice or a mistake made in work. Professional Indemnity cover limits from £50,000 to £10m.
Employers Liability insurance cover
Employers Liability insurance cover is required by law if you have one or more employees. Standard Employers Liability cover is £10m and will protect you as the employer against claims from your staff should they be hurt when working for you.
Public Liability cover
Public Liability cover protects you if a customers or a member of the public is injured or their property is damaged, and protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request and subject to insurers terms and conditions.
Legal Fees can cover the cost of legal representation, which can be expensive if you do not have cover. Legal Fees can cover the costs of a claim or defence.
Associated Claims Costs
Associated Claims Costs can cover you if a claim needs to be investigated further or there is a need for bringing in expert witnesses in a court hearing; essentially any additional costs associated with a claim.
Why you need agricultural consultants insurance
If your business provides a professional service or gives some form of advice then your clients have an expectation of receiving expert guidance and a good standard of service. If this service is not received, the customer could then make a legal claim for compensation and the potential costs to your business if a claim is made can be extremely high. As well as legal expenses there could also be a compensation sum to pay in these cases so it’s important to ensure you’ve got the right cover in place to protect your financial security.
The Insurance Octopus will help you to put together an Agricultural Consultants Insurance package specifically tailored to your business needs by working with a selection of UK insurers providing the widest choice of PI insurance. By having flexibility with your professional indemnity business insurance policy from The Insurance Octopus, you can make sure your cover is exactly what you need.
Professional indemnity specialists
We cover a variety of trades and occupations, and are experts in providing Professional Indemnity Insurance which means you will get a bespoke policy that ensures you only pay for the cover you need. We can add cover for your business equipment at home, in the office or in transit and provide options for covering you in sector specific situations as required.
Flexible payment options
We can provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit.
Why choose us for your agricultural consultants Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
We can't stop accidents from happening but our Professional Indemnity insurance will give you up to £5m worth of cover - with up £5 million worth of public liability insurance cover also included.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
Experts who understand your profession
Connecting you with agents who are experts in your field. They understand many of the challenges you face, & can tailor a policy to your needs.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.