What is Chartered Building Consultant’s Insurance?
Professional insurance you can trust
As a chartered building consultant you will be offering professional, sound and expert service to your clients, making recommendations for businesses who will then rely on your advice. Your Chartered Building Consultant Insurance needs to protect you, should a client make a claim against you for your advice, should they believe this to be negligent and cause them damage in any way.
Through The Insurance Octopus, you will be able to put together a bespoke Chartered Building Consultant insurance policy that suits your business needs. We source business insurance policies that are designed to allow you to add, remove, increase or decrease all areas of your insurance policy meaning that you’ll have all of the essential cover you’ll need in one business insurance policy.
What your Chartered Building Consultants Insurance Policy includes?
Professional Indemnity Cover
Professional Indemnity insurance will protect you and/or your business against any financial or trading loss that may be caused as a result of bad advice or a mistake made in work. Professional Indemnity cover limits are from £50,000 to £10m.
Employers Liability Insurance Cover
Employers Liability insurance is required by law if you have one or more employees. Standard Employers Liability cover is £10m and will protect you as the employer against claims from your staff should they be hurt when working for you.
Public Liability Cover
Public Liability cover protects you if a customer or a member of the public is injured, or their property is damaged. Public Liability insurance protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request and subject to the insurer’s terms and conditions.
Legal Expenses Insurance
Legal Expenses insurance can cover the cost of legal representation, which can be expensive if you do not have cover.
Associated Claims Costs
Associated Claims Costs can cover you if a claim needs to be investigated further or if there is a need to bring in expert witnesses in a court hearing. Additional costs associated with a claim that you would not normally have to pay.
Business Interruption, Personal Accident Cover and more
Business Interruption, Personal Accident, Off shore working and more are all additional add-ons that can be increased or decreased as required. By having flexibility with your Professional Indemnity Business Insurance Policy through The Insurance Octopus, you can make sure your insurance is just what you will need.
Why you need Chartered Building Consultants Insurance?
If your business provides a professional service or gives some form of advice on a consultancy basis then your clients have an expectation of receiving expert guidance and a good service. If this service is not given, the customer could then make a legal claim. The potential cost to your business if a claim is made can be high; as well as legal expenses there could also be a compensation costs to pay. If you are not covered correctly it could be detrimental to your business.
The Insurance Octopus will source a business insurance package specifically tailored to your business needs by working with a selection of UK insurers providing the widest choice of Professional Indemnity insurance. We can find cover for your business equipment at home, in the office or whilst on the move, providing options for covering you in sector specific situations as required.
Get comprehensive insurance for your profession, with all the cover you need in one simple policy
Flexible payment options
In most cases, we can provide you with your business insurance and documents on the same day (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit. Get in touch with us today for more information.
Finding the right level of cover
Our team are able to source the appropriate level of cover at an affordable premium with flexible payment options including 0% instalments and Direct Debit. We’re also able to provide business insurance and documentation within timescales to suits your business, often on the same day you take out a policy.
Why choose The Insurance Octopus?
We proudly make buying insurance simple and transparent, and our sourced cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we source cover that offers up to £5 million worth of public liability cover for shops. With more available upon request.
Simple specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A team that knows your industry
We’ll connect you with an agent who is an expert in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.
Types of professionals we can source cover for
Get Business Insurance off your to do list
Help protect and grow your business with tailor made business insurance through The Insurance Octopus.
Insurance Know How Making business insurance easier to understand
The ultimate small business checklist to help protect against cyber threats
Cyber threats are heard about more and more in the news with many attacks affecting larger businesses. However...
The top 10 Cyber Insurance claim types
Cyber insurance claims are becoming more and more common with each passing year. As business grows more depend...
How much does cyber insurance cost?
Cyber insurance, which covers your business against the effects of a serious cyber incident, is not an “off ...
Get to grips with Under-insurance & The Insurance Act
Inadequate cover presents a great risk to businesses – help ensure your cover is more than adequate by u...