Business Professional Insurance
What is business professional indemnity insurance?
Whether you are an accountant, consultant, engineer or health professional, we can protect your services with our business professional insurance policies. We can tailor insurance packages for a range of professionals – including surveyors, financial advisers and journalists, as well as IT experts and contractors. With The Insurance Octopus, you get to personalise your indemnity insurance, only paying for the cover you require, based on guidance from a Feefo Platinum and highly-regarded company. With access to the top-rated insurers, and flexible payment methods available, your policy can be as specialised as the services you provide yourself.
We know your time is of the essence, and therefore, you can get an insurance quote with us in a matter of minutes. Please fill in our form, or request a call back, and we’ll take you through the most suitable cover. And if your business needs ever change, then your policy can be easily updated too, without any charge for administration fees for mid-term adjustments, either.
What may be included in a business professional indemnity insurance package?
Breach Of Contract
If the services provided do not meet specified standards, or are not delivered on time, then this policy will cover you, as well as any breaches in confidentiality.
Loss Of Data
Cyber attacks are not uncommon, and data breaches occur more often than you may think. Should data be lost or stolen and shared with unauthorised others, then we can cover the costs to replace it.
Public Liability Insurance
Covers you should you cause professional negligence, and have to pay compensation, and this extends to any harm done to clients and members of the public, as well as damage to personal property.
Product Liability Insurance
If you design, develop or create products as part of your service, and these cause harm, then this policy will cover you against any claims.
Effective business insurance cover is essential for all professionals
An introduction to insurance for professionals
Working as a professional businessperson you will need to be insured with the right business insurance policy. At The Insurance Octopus we provided tailored business professional insurance which will help provide you the financial support required in the event of a potential risk occurring. No matter what line of business you are working in, from a courier to an interior designer or an IT professional you will need to be covered.
Effective business insurance cover is essential for all professionals and is a legal requirement. Many clients will now ask to see details of your professional business insurance certificates as part of their standard security checks. Enhance your reputation with a business professionals insurance policy from The Insurance Octopus.
What your business professional insurance policy includes
Breach of Contract
Breach of Contract cover is designed to protect all parties involved. Breaches of contract can be difficult to resolve and can have a significant impact on your finances if you are found to be accountable. To support this, we also provide Professional Indemnity Insurance.
Public Liability covers you should you ever be found to be guilty of professional negligence and face a legal costs bill. Public liability insurance can protect you against claims made if someone is injured or a property is damaged and the legal responsibility lies with you or your business.
Product Liability is another big risk many professionals could potentially face. This can occur if a product you have designed, developed or manufactured, causes harm to another person. Professionals insurance can help to provide financial protection against this type of claim.
We’re business professional insurance specialists
One of our professional insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers, ensuring you get a bespoke policy that ensures you only pay for the cover you need.
Business professional specific insurance options are available via our panel of UK brokers covering you for sector specific situations as required. We can provide you with your business insurance and documents on the same day in most cases (*subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit. Get in touch today for more information and a quote.
Why choose us for your Business Professional Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, which is why we offer up to £5 million worth of public liability cover for a range of professionals.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We’ll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.
Compare insurance for professionals and receive quotes from a range of UK insurers
Why you need Business Professional Insurance
Effective insurance cover is essential for professionals and can often be required. Many clients will now ask to see details of your professionals business insurance policy as part of their standard security checks. Having a professional business insurance cover certificate will enhance your reputation and show that you are dedicated to your profession.
Tailored cover for professionals
A tailored business insurance policy is essential to protect you and your business. At The Insurance Octopus we endeavour to cover most job roles from business management consultants, social workers, security guards and funeral companies with public liability and employers liability. We will also endeavour to look at job specific policy extras to add on to your policy package to ensure you are fully protected. Our cover is bespoke and because we get to know you, you only pay for the cover you will need.
Get Business Insurance off your to do list
Help protect and grow your business with tailor made business insurance from The Insurance Octopus
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