What Is Newsagents Insurance?
From your stationery, stamps and greeting cards through to your confectionery, sandwiches and drinks, we’ve got you covered with our newsagent insurance policies. We can protect your business from various liabilities, including public, product and employer’s liability, as well as those relating to stock and contents. With The Insurance Octopus, you get to mix and match your own policy, only paying for the protection you require, based on guided support from a Feefo Platinum awarded company. Also providing flexible payment options, and access to leading insurance specialists, you’ll know that should the worst happen, your newsagent business will have the most suitable cover in place to protect it from expensive claims and potential closure.
You’ve got customers to serve, so we won’t keep you waiting. For a hassle-free approach to newsagent insurance, please fill in our quote form, or request a call back, and one of our insurance experts will take you through our range of options. And if you ever need to update your policy, it’s super simple, and we won’t charge administration fees for mid-term adjustments either.
What may be included in a newsagents insurance policy?
Public Liability Insurance
Newsagents come in all shapes and sizes, as does this policy. We can offer various levels of cover at £1m, £2m, and £5m, covering customers from pain or injury due to business negligence – such as a slip or trip due to a wet floor without a signpost.
Employers’ Liability Insurance
A UK legal requirement, we can provide £10m cover as standard, protecting those who serve your clients, and take care of your stock, if they are injured whilst working for you.
Your stock can make or break your business, so we can provide compensation should refrigeration faults, or unexpected weather events such as flooding lead them to spoil.
Legal Expenses Cover
Covering your newsagents if you have a legal dispute, require tax guidance or require debt recovery.
What is newsagents insurance?
Tailored cover for newsagents & convenience stores
All shops require different levels of business insurance, mostly because dealing daily with the general public has increased and varied risks depending on the services your shop provides. It’s important to protect you business today and be financially protected with a tailored newsagent’s insurance policy.
With the help of The Insurance Octopus, you will be able to put together a bespoke Newsagents insurance policy to that suits your business needs. Our personalised business insurance policies are designed to allow you to add, remove, increase or decrease all areas of your insurance policy meaning that you’ll have all of the essential cover you need in one business insurance policy.
What your newsagents insurance policy includes
Newsagents Public Liability insurance
Public Liability cover is available with various levels of cover from £1m, £2m and £5m. Public Liability insurance for a newsagent’s, corner shop or off license protects you if a member of the public gets hurt or injured whilst on your premises.
Employers Liability insurance
Employers Liability insurance is a legal obligation to have if you employ permanent or temporary members of staff. As an employer, it is your legal responsibility to ensure that you have provided safe and secure surroundings for your employees. Cover is available at a standard level of £10m.
Newsagents Contents and Stock cover
Contents and Stock cover can protect your stock, customer goods, staff and customers personal effects, fixtures and fittings, computer and electronic business equipment.
Legal Expenses cover for newsagents
Legal Expenses will cover your news store if you have a legal dispute. Legal expenses can be costly and stressful but having legal expenses cover will give you financial protection for you and your business.
Why you need newsagents Insurance
As a retail shop owner, you are at risk from many eventualities, from malicious damage to theft of stock by burglary or theft of monies by an employee. All of these risks factors need to be considered when looking for a comprehensive retail shop insurance policy. Running a business can be highly profitable so you need to be able to protect your business and yourself from financial loss.
Additionally retail insurance can also protect you against compensation claims and legal expenses. Even if you win a case, legal fees can be considerable so it is important for your financial success that you are covered by Public and Employers Liability insurance.
Choosing the right insurance package that suits your business including any additional items you may require is an important part of owning a business, and The Insurance Octopus can help to put a policy together for you that will cover all of your needs.
Get cover you can believe in, with policies crafted to your businesses exact needs
Flexible payment terms
We can provide you with your business insurance and allow you to spread the cost of the cover over a number of months via our direct debit facility. Take out a policy today and we’ll look to get your documents out to you on the same day in most cases.
Details of cover
In most cases, we can provide you with your business insurance and documents on the same day (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit. Speak to one of our shop or retail insurance experts for more information.
Why choose The Insurance Octopus to insure your Newsagents?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we offer up to £5 million worth of public liability cover for shops. With more available upon request.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
An expert who knows your industry
We’ll connect you with an agent who is an expert in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.
Other types of Retail Shop Insurance we can provide
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