Website Designers

Professional Indemnity Insurance for Website Designers

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As a website designer your clients will look to you for your expertise, advice and creativity at every stage of their projects, all the while you’ll be providing a professional, sound and precise service.

Should a client feel that their website fails in doing what they asked for or that which you promised, they have a right to claim their alleged or actual losses from you. Plus, even the most well-intentioned and thorough designers can find themselves faces with copyright infringement or intellectual property theft claims as a result of using third party content without a license, or someone claiming they had your idea first.

That is why your Website Designers Insurance package needs to protect you against a range of risks that you’ll face, including comprehensive professional indemnity insurance and additional covers tailored to you and your business requirements.

With the help of  The Insurance Octopus, you will be able to create the perfect package which contains all of the essential cover you need in one, simple insurance policy.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Website Designers Insurance Policy includes

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Professional Indemnity cover

Professional Indemnity insurance is a key element of cover to ensure you stay protected if creative differences arise, mistakes are made or have been claimed to have been made. PI insurance will protect you and/or your business against any financial or trading loss that may be caused. The cover limits are available from £50,000 to £10m.

Employers’ Liability insurance cover

Employers’ Liability insurance cover is required by law if you have one or more employees. Standard Employers Liability cover is £10m and will protect you as the employer against claims from your staff should they be injured or become ill because of the work they do for you.

Public Liability cover

Public Liability cover protects you if a customers or a member of the public is injured, or their property is damaged. Public liability insurance protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request and subject to insurers terms and conditions.

Legal Fees

Legal Fees can cover the cost of legal representation which can be expensive if you do not have cover. Legal Fees can cover the costs of a claim or defense.

Associated Claims

Associated Claims Costs can cover you if a claim needs to be investigated further or there is a need bring in expert witnesses in a court hearing. Additional costs associated with a claim that you would not normally have to pay.

Business Equipment

Items vital to your business such as your computer, graphics tablet, or mobile phone can be covered with Business Equipment cover. If any of your business’ equipment was stolen or damaged, this cover helps you financially to replace covered items.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why you need Website Designers Insurance

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As a website designer, you will be providing a specialised and strategic service on a variety of design projects, and the potential cost to your business if a claim is made can be high. As well as any resulting legal expenses there could also be compensation costs to pay if a claim against you is successful, both of which could be detrimental to your business.

Ensuring your business has all of the right cover in place, including Professional Indemnity, Public and Employers Liability, and cover for your buildings and contents is essential if you want to protect your business against future claims, accidents and incidents.

The Insurance Octopus work with a selection of UK insurers providing the widest choice of PI insurance, giving you the best options to ensure you only pay for the cover you need.

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Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm


Why choose The Insurance Octopus?

We cover a variety of trades and occupations, including Website Designers Insurance, and are experts in providing Professional Indemnity Insurance which means you will get a bespoke policy that ensures you only pay for the cover you need.

In most cases, we can provide you with your business insurance and documents on the same day (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.

Get in touch with us today for more information.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm