Recruitment Consultants Insurance

  • Flexible & tailored cover for recruitment consultants
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What is recruitment consultant insurance?

Access a range a covers designed for recruitment professionals

As a professional recruitment consultant your clients will be expecting a professional, sound and expert service to help them to find the right candidate for the job. Making recommendations for businesses who will then rely on your advice makes you liable if someone deems that advice to be bad. Having a comprehensive Recruitment Consultant Insurance policy in place will protect you should a client decide to make a claim against you should they believe any advice or recommendations you give to be negligent and cause them damage in any way.

What your recruitment consultant insurance policy includes

Professional Indemnity insurance for recruitment consultants

Professional Indemnity Insurance, or PI insurance, will protect you and/or your business against any financial or trading loss that may be caused as a result of bad advice or a mistake made in during your work. Professional Indemnity cover limits from £50,000 to £10m.

Employers’ Liability cover

Employers’ Liability insurance cover is required by law if you have one or more employees. Standard Employers Liability cover is £10m and will protect you as the employer against claims from your staff should they be hurt when working for you.

Public Liability insurance

Public Liability cover protects you if a customers or a member of the public is injured or their property is damaged, and protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request and subject to insurers’ terms and conditions.

Legal expenses

Protect your business against the high costs you could otherwise incur due to defending a claim.

Optional covers for your profession:

Business Interruption, Personal Accident, offshore working insurance and others are all additional add-on covers that can be added to your policy as and when required.

Why you need recruitment consultant insurance

Because being a Recruitment Consultant means you give professional service which involves some form of advice, your clients have an expectation of receiving expert guidance and a good standard of service. If this service is not received, the client could then make a legal claim for compensation and the potential costs to your business if a claim is made can be extremely high. It’s important to ensure you’ve got the right cover in place to protect your financial security as if a claim is successful, there may also be a compensation sum to pay.

The Insurance Octopus will help you to put together a business insurance package specifically tailored to the needs of your business by working with a selection of UK insurers providing the widest choice of Professional Indemnity insurance which is vital for consultants. By having flexibility with your insurance policy from The Insurance Octopus, you can make sure your insurance provides exactly the cover you need.

Giving recruiters the comprehensive business insurance they need to carry out their duties

Professional Indemnity cover brokers

We specialise in providing Professional Indemnity Insurance across a number of professions and trades. With us you will always get a bespoke policy that ensures you only pay for the cover you need.

Helping you spread the cost of cover

In most cases, we can provide you with your cover and related documents on the same day (subject to time of day restrictions), and to help with the costs of insurance we can offer to spread the payments across a number of months via our direct debit facility.

Why choose The Insurance Octopus?

We proudly make buying insurance different and our cover comes with a range of benefits.

Up to £5 million of cover

Claims can be expensive, that’s why we offer up to £5 million worth of public liability cover. With more available upon request.

Fast specific cover

To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.

An expert who knows your industry

We’ll connect you with an agent who is an expert in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.

Easy claims process

Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.

No mid term fees, ever

We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.

How recruitment consultants insurance works

Examples of Recruitment consultant insurance in action

An expensive forgery

A recruitment consultant faced a potentially damaging situation when it turned out that a recruit that she had placed with a major client had used fake qualifications and references to obtain work. Even worse, the standard checks and procedures she had in place to identify such an occurrence had not worked, leaving the client even unhappier. In the resulting legal action, she was able to rely on her professional indemnity insurance to cover the significant costs that she faced.

Types of professionals we can cover

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