How does insurance for Sales & PR Consultants work?
A wide range of covers designed to protect professionals in their trade
We source cover for a range of professionals providing consultancy related services. With our Sales, Media & PR Consultant insurance you can rest assured the the professional work you do won’t leave you exposed. If you work in sales you may be required to help promote your clients products and services. You’ll be expected to maintain a level of professionalism as you’ll be interacting with your clients customers. If you work in the media or public relations industry then businesses and individuals will be hiring you to manage their image and in turn gain them positive press.
The work you do in sales or media is varied and can expose you to a number of risks and perils due to the level of advice you give your clients. This is why it is important that your consultants insurance package fully protects you should a client believe that any advice that you have given be negligent, leading to a financial loss on their part.
Professional cover is designed to be fully flexible, allowing you to add and remove covers you need and adjust the levels of cover to suit – giving you all of the essential cover you need in one, simple insurance policy.
What Sales, Media & PR consultants insurance policy includes
Professional Indemnity insurance
Professional Indemnity insurance is a key element of cover to ensure you stay protected if mistakes are made or have been claimed to have been made. PI insurance will protect you and/or your business against any financial or trading loss that may be caused during your professional work. Professional Indemnity cover limits are available from £50,000 to £10m.
Employers’ Liability insurance cover
Employers Liability insurance cover is required by law if you have one or more employees. Standard Employers Liability cover is £10m and will protect you as the employer against claims from your staff should they be injured or become ill because of the work they do for you.
Public Liability cover
Public Liability cover protects you if a customers or a member of the public is injured, or their property is damaged. Public Liability insurance protects you against the cost of repairs or any legal proceedings that could be filed against you. Standard levels of cover are available from £1m to £5m, with additional levels of cover available upon request and subject to insurers terms and conditions.
Cover for legal expenses
Legal Fees cover can cover the cost of legal representation which can be expensive if you do not have insurance. Legal Fees insurance can cover the costs of a claim or defence.
Add on covers you might also want
Business Interruption, Personal Accident, Offshore Working and more are all additional add-ons that can be increased or decreased as required by you and your business. By having flexibility with a professional indemnity business insurance policy through The Insurance Octopus, you can make sure your insurance is exactly what you will need.
Why you need Sales, Media & PR consultants insurance
If your business provides a professional service or gives some form of advice on a consultancy then your clients have an expectation of receiving expert guidance and a specialist service. If this service is not given, the customer could then make a legal claim. That’s why it’s so important to have a comprehensive insurance package in place which protects you.
As a professional, whether you specialise in sales or PR, you will be giving strategic and creative guidance on a range of marketing projects, meaning that the potential cost to your business if a claim were to be made could be high, especially if a mistake is made. As well as any resulting legal expenses there could also be compensation costs to pay if a claim against you is successful, both of which could be detrimental to your business.
The Insurance Octopus can help get you covered in no time. We will help you to put together a business insurance package specifically tailored to your business needs by working with a selection of UK insurers providing the widest choice of PI insurance. We can add a variety of additional covers, as well as provide options for covering you in sector specific situations as required.
When it comes to insurance you won’t want to leave anything to chance – get the cover your business deserves today
Business insurance brokers
We able to source cover for a wide range of processionals and trade types – specialising in providing Professional Indemnity insurance. We’ll arrange a fully bespoke policy for your business that ensures you only pay for the cover you need.
Offer a range of flexible payment options
Get in touch with us today for to arrange same day cover – with a range of flexible payment options including credit/debit card and direct debit.
Why choose The Insurance Octopus?
We proudly make buying insurance different and source cover that comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we source cover that offers up to £5 million worth of public liability cover. With more available upon request.
Simple specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We’ll connect you with a specialist who is an expert in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.
Types of professionals we can source cover for
Get Business Insurance off your to do list
Help protect and grow your business with tailor made business insurance through The Insurance Octopus
Insurance Know How Making business insurance easier to understand
The ultimate small business checklist to help protect against cyber threats
Cyber threats are heard about more and more in the news with many attacks affecting larger businesses. However...
The top 10 Cyber Insurance claim types
Cyber insurance claims are becoming more and more common with each passing year. As business grows more depend...
How much does cyber insurance cost?
Cyber insurance, which covers your business against the effects of a serious cyber incident, is not an “off ...
Get to grips with Under-insurance & The Insurance Act
Inadequate cover presents a great risk to businesses – help ensure your cover is more than adequate by u...
Business Insurance Blog For all the things business & insurance
Does my business need Employers Liability Insurance?
First off, what is Employers Liability insurance? Employers Liability Insur...
Pets in Lets: What are the Paw-sitives, and How Can Landlord Insurance Help?
It was good news for our four-legged friends and their owners this month as...
5 Ways to Tackle Underinsurance in Your Property Insurance Policy
The risk of underinsurance for many property owners is growing, even more s...