What is cleaners insurance?
Insurance that’s there for you if things get messy
If you run your own cleaning business then you’re use to be methodical and thorough with the work that you do. But whether you operate as a self employed cleaner or a cleaning business you appreciate the need for insurance to protect both your own and your businesses finances. At The Insurance Octopus, our comprehensive, low-cost cleaner’s insurance policies are designed to allow you to add, remove, increase or decrease covers whenever you need it – giving you a highly flexible cleaner’s insurance policy. You will be able to tailor your cover to the way you want it ensuring you have all the essential cover you need in one business insurance policy. Cleaners insurance is ultimately designed for cleaners in mind so the types of risks that you’ll need protection from as a domestic or commercial cleaner have been considered, covers include public liability insurance, product liability insurance, employers liability, legal expenses cover and more.
Having a tailored and comprehensive cleaner’s business insurance policy will help you protect yourself and your business. If you need a general business insurance policy, or you are a specialist in a particular field of cleaning, for example industrial cleaner, domestic cleaner, office cleaner or commercial cleaner, we can help you save time and money when it comes to arranging your business insurance policy.
What your cleaners insurance policy includes
Cleaners Public Liability cover
Public Liability insurance covers your cleaning business if someone gets hurt or property is damaged in by your business. Standard levels of cover are £1, £2m, or £5m and higher levels are available upon request subject to insurer’s terms and conditions. Public Liability will protect you should there be a legal case for injury or damage.
Employers Liability cover
Employers Liability insurance is a legal requirement if you employ anyone or pay sub contractors to complete work on your behalf with your tools and equipment. An Insurance Octopus standard Employers Liability Insurance policy is £10m cover..
Tools and equipment insurance for cleaners
Tools cover will protect your all important cleaning tools and equipment you need to carry out your trade.
In addition to our standard cleaner’s insurance package, if you are a specialist in a particular field you may need to amend your policy to be specific to your business. Remember to let us know such specific areas for example working up to 50 meters in height.
Why you need cleaners insurance
Your business insurance policy from The Insurance Octopus will include fundamental elements of insurance that a cleaner could need whilst working including liabilities and full tool and equipment cover. You can also add additional covers and we will endeavour to help you tailor your business insurance policy to the needs of your business. There are many risks associated with being in a trade specific occupation, and there are areas of risk that you may need to consider when looking for business insurance. Get in touch today to find out more.
Provide housekeeping services?
If you provide additional housekeeping services such as cooking, ironing or other household management services then we can also cover you for that. Speak to our team of friendly cleaning insurance specialists for more information.
Compare cleaning insurance quotes
As a business insurance broker we’re able to save you time and money by comparing quotes from a range of UK insurance companies. We can provide you with your policy and documents on the same day in most cases (subject to time of day restrictions), and offer a range of flexible payment options.
Why choose The Insurance Octopus for Cleaners Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we offer up to £5 million worth of public liability cover for Tradesmen - with more available upon request.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We'll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.