What is glaziers or window fitters insurance?
Providing dedicated protection for your business, in one simple policy
Cutting, fitting and removing glass is delicate work, and when your trade involves such a fragile material mistakes can be both dangerous and costly. As a glazier you work with a delicate material; glass. Now you don’t need us to tell you but glass is of course incredibly fragile at the best of times and can be liable to cause some pretty bad injuries if skin or limbs come into contact with it when broken. Being a professional glazier, you don’t want to have to worry about the financial damage that claims can cause. Claims as a result of the possible loss, damage or theft of your tools and equipment; or expensive claims as a result of an employee or member of the public being injured or killed due to your work. Working in a profession that has many risks to you or another person including working at height and using heavy, sharp tools means you need to keep your business safe with tailored business insurance for glaziers.
At The Insurance Octopus, our comprehensive business insurance policies are designed to be flexible, ensuring that you’ll be able to put together a tailored glaziers insurance policy exactly how you need it, providing all the essential cover you will need in one simple business insurance policy.
What your glaziers insurance policy includes
Public Liability cover
Public Liability insurance is included as standard. If one of your customers or a member of the public is injured, or their property is damaged because of your actions or inaction, public liability insurance protects you against the cost of repairs or any legal proceedings that may be filed against you. Cover is available up to £5m with higher limits available upon request and subject to the insurers terms and conditions.
Employers Liability insurance for gaziers
Employers Liability cover is a legal requirement and standard cover is for £10m. Employers Liability insurance covers you and your staff. As an employer, you have a legal responsibility to ensure that you have provided a safe and secure workplace for employees and visitors.
Tools and equipment cover
Tools cover helps you as a glazier to protect your tools. Tools are expensive investments that need to be safeguarded should they ever be stolen or damaged. Replacing or repairing your trade equipment can be costly, so you do need to be covered for all eventualities. Tool insurance can provide comprehensive cover so that you can replace any damaged, lost or stolen items and keep your business running.
All Risk insurance cover
All Risk insurance covers your possessions, including your laptop, tools and mobile phone, away from your business premises or home.
Why you need glaziers insurance
Manage the risks associated with being in a trade specific occupation with a Glaziers Insurance Package to ensure your financial security in the event that something goes wrong.
A business insurance policy from The Insurance Octopus will include fundamental elements of insurance that a tradesman or contractor could need whilst working, including liabilities, full tool and equipment cover. You can also add additional covers to help you tailor your business insurance policy to the needs of your business.
Glazier cover you can trust
Our commercial insurance specialists will seek to understand the insurance requirements of your glaziers business. Whether you work as a self employed glazier or operate a glazier company our tradesman specialists will look to compare quotes from insurers in order to save you money. We’ll arrange a policy that is bespoke and tailored to your needs meaning you’ll only end up paying for the cover your business needs.
Same day cover can be arranged
We can often provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit and payment via debit/credit cards. Speak to our friendly team today to get a quote.
Why choose The Insurance Octopus for Glazier Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we offer up to £5 million worth of public liability cover for Tradesmen - with more available upon request.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We'll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.
Glazier Insurance FAQ's
Get the answers you're looking for
Do I need insurance as a self‐employed glazier?
Whether you’re self-employed or run a large workforce, insurance is necessary to any glazier. Even though it may not be a legal necessity, it is important for your own safety, public safety and the safety of your clients. You may also find that by having no insurance, clients are less inclined to work with you. Public liability insurance cover is recommended for all self-employed glaziers, as it will protect you, your business and the public from damage or harm that may occur. In addition to this, there are plenty of add-ons that can further protect you, your tools and your business.
How much does glazier insurance cost?
The final cost of your glazier insurance is entirely dependent on the type of cover that you’ll need, the scale of your business and the purpose of your business. Because we offer unique, tailored insurance plans that will benefit how you run your business, insurance costs estimates can vary vastly from each company. To find out more information about glazier insurance and how we can offer your company the best protection, give us a call today.
Do I need buildings insurance cover?
If your business occupies or operates from any premises, it is important that you possess buildings insurance cover. This will mean that your asset is protected - even if you think that the risk of a disaster striking is low, it's always better to be safe rather than sorry, especially when it comes to your business.
How insurance for glaziers works
Examples of Glazier Insurance in action
Unforeseen Accident brings £2,000 Liability Claim
A glazier is hired to fit two large glass patio doors at the rear of a property. The client is an avid collector of antiques, many of which are on display around the house. While carrying a large pane of glass through the hallway of the house, the glazier accidentally knocks over a vase, and it breaks. Unfortunately, that vase was an antique carrying a value of over £2,000. The glazier's public liability insurance covers the cost of the vase, and the glazier is able to finish the job without having to personally pay a hefty compensation fee.