What Is Kitchen Fitters Insurance?
Whether you install traditional, contemporary, rustic or modern kitchens, we’ve got you covered with our range of kitchen fitters insurance policies. We can design packages for a variety of kitchen fitting companies – including those that fit one walled kitchens, gallery kitchens, and L-shaped kitchens. With The Insurance Octopus by your side, you get to personalise your policy, only paying for the protection you need, based on support from a Feefo Platinum awarded company. With adjustable payment methods, and access to a panel of the UK’s leading insurers, you get the kitchen fitters insurance policy that keeps yours protected.
Let’s get your quote sorted. All you need to do is fill in our quote form, or request a call back, and we’ll take you through our range of suitable policies. And if you ever want a policy update, we can do this for you, without any administration fees, or charges for mid-term adjustments. Just as every kitchen needs updating, we know that policies do too.
What may be included in a kitchen fitters insurance package?
Public Liability Insurance
Whether you’re fitting kitchens in homes, hotels or restaurants, the safety of your clients, and members of the public, is of paramount importance. With standard cover ranging from £1m to £5m, we can keep them safe, as well as their personal belongings.
Employers' Liability Insurance
With standard cover of £10m, this policy protects your staff from injury and damages, and helps them recover with suitable compensation.
Tools and Business Equipment Cover
Lost, damaged or stolen equipment and tools can be expensive to replace, so your insurer will provide funds to replace them for you with this policy, ensuring projects don’t get held up.
Personal Accident Insurance
Should you suffer an injury while on the job, we can support you back to health, and even help cover any loss of earnings as a result of your injury, by providing a weekly benefit, which you choose when you are not able to work for a certain period of time.
Why you need kitchen fitters insurance
Your business insurance policy from The Insurance Octopus will include fundamental elements of insurance that a tradesman or contractor could need whilst working including liabilities and full tool and equipment cover.
You can also add additional covers and we will endeavour to help you tailor your kitchen fitters insurance package to the needs of your business, ensuring you’ve got cover in place should anything go wrong.
Get the protection your kitchen fitting business
deserves, with hassle free business insurance from The Insurance Octopus
Specialists in commercial insurance
Our commercial insurance specialists will discuss the insurance requirements of your kitchen fitting business with you and look to compare quotes from our panel of niche and leading insurers, ensuring that you get a bespoke policy; only paying for the cover your business needs.
Spread the cost of your insurance
Your trade specific cover can easily be arranged and we can look to provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions). We can also offer you a range of flexible payment options, including Direct Debit to help spread the cost of cover.
Why choose The Insurance Octopus for Kitchen Fitters Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we offer up to £5 million worth of public liability cover for Tradesmen – with more available upon request.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
An expert who knows your industry
We’ll connect you with an agent who is an expert in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.
Kitchen fitters insurance claims example
Examples of Kitchen Fitters Insurance in action
Faulty Fridge causes £40,000 Catastrophe
A kitchen fitter installs a new high-end kitchen in a customer’s home. The new kitchen includes a smart fridge-freezer that is plumbed in to vend cold water. Unfortunately, a fault in the manufacture of the fridge causes water to leak inside, and the electrics fail and cause a freak fire which destroys the entire kitchen. Thankfully, no one is harmed, but since the fridge caused the fire, the kitchen installers are liable. The £40,000 bill is covered by their product liability insurance, and the kitchen is replaced.
Other types of Tradesmen Insurance we can provide
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