How does insurance for scaffolders work?
Get all the covers you need in one policy
As a scaffolder, you’ll be used to working at heights, which is why our scaffolders insurance can cover you for working at a range of different heights. The work you do involves you putting up scaffolding to allow other site workers to reach the higher levels of buildings during any construction work – a profession therefore that poses a number of risks and perils making getting the right insurance and right levels of cover all the more important. We’ll provide the protection you need to cover yourself and your employees (should have you any) with policy cover for working at height, with heat and sharp tools. Our cover is ultimately designed to manage these risks and keep your business safe with a tailored business insurance package from The Insurance Octopus, giving you all the essential cover you need in one business insurance policy.
What your scaffolders insurance policy includes
Public Liability insurance
Public Liability insurance covers your business if someone gets hurt or property is damaged in the course of your business. Standard levels of cover are £1, £2m, or £5m and higher levels are available upon request subject to insurers terms and conditions. Public Liability will protect you should there be a legal case for injury or damage.
Employers Liability cover for scaffolders
Employers Liability insurance is a legal requirement if you employ anyone or pay sub contractors to complete works on your behalf with your tools and equipment. An Insurance Octopus standard Employers Liability insurance policy is £10m cover.
All Risk insurance cover
All Risk insurance covers your possessions such as a laptops, tools, mobile phones away from your business premises or home.
Equipment Damage cover
Equipment Damage cover helps you as a scaffolder, and protects your tools. Tools are expensive investments that need to be safeguarded should they ever be stolen or damaged. Replacing or repairing your trade equipment can be costly, so you need to be covered for all eventualities. Equipment Damage Insurance can provide comprehensive cover so that you can replace any damaged, lost or stolen items and keep your business running.
Why you need scaffolders insurance
Your business insurance policy from The Insurance Octopus will include fundamental elements of insurance that a tradesman or contractor could need whilst working including liabilities, full tool and equipment cover. You can also add additional covers, specifying areas such as working up to 50 meters in height. We’ll look to help you tailor your business insurance policy to the needs of your business.
Tradesman cover specialists
One of our tradesman insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers, ensuring that you get a bespoke policy where you only pay for the cover you need.
Your policy arranged same day
Trade insurance options available via our panel of UK brokers covering you for sector specific situations as required. We can provide you with your business insurance and documents on the same day in most cases (subject to time of day restrictions), offering a range of flexible payment options, including Direct Debit.
Why choose The Insurance Octopus for Scaffolders Insurance?
We proudly make buying insurance different and our cover comes with a range of benefits.
Up to £5 million of cover
Claims can be expensive, that’s why we offer up to £5 million worth of public liability cover for Tradesmen - with more available upon request.
Fast specific cover
To help save you both time and money. We compare prices from a range of different insurers so you don’t have to.
A specialist who knows your industry
We'll connect you with an agent who specialises in your field. They understand many of the challenges you face, and can truly get to grips with the type of cover you need.
Easy claims process
Accidents can happen, so when something does go wrong you can rest easy knowing our team is on hand to make the claims process as quick and stress free as possible.
Octopus customer rewards
We pride ourselves on the value we offer our customers, and with Octopus Customer rewards we give our customers a few additional benefits to their insurance such as discounts and offers to save them money.
No mid term fees, ever
We don’t charge any mid-term fees at all during the life of your policy – so there are no hidden fees following any changes you might need to make.