Tradesman Insurance

Tradesman Insurance

Tradesman Insurance - Heat work

Working as a professional tradesman or contractor, you will be exposed to some very high risk situations throughout your working day. At The Insurance Octopus we have designed our tradesman insurance and contractors insurance policies to protect you from these potential risks. From builders to plumbers and gardeners to carpenters, we can provide insurance for over 900 different trades giving you the protection you need for your business.

Fundamental elements of insurance are required as a tradesman to protect you and your business, for example liability cover, cover for your tools and property damage, The Insurance Octopus can provide this for you. Speak to us today to get a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

What your Tradesman Insurance Policy includes

Tradesman Insurance - Builders on site

Contract Works or Contractors All Risks cover

Contract Works or Contractors All Risks cover will insure your construction works plus materials, should they be damaged or stolen. The policy will also cover the additional labour costs to rebuild the work previously completed along with cover for your own or hired plant.

All Risk Insurance

All Risk Insurance covers your possessions away from your business premises or home such as a laptops or tools/equipment.

Public Liability Insurance

Public Liability insurance cover is available as standard from £1 to £5m, higher limits are available upon request. Should one of your customers or a member of the public be hurt, or their property become damaged as a result of your negligence, public liability insurance for tradesman and contractors will protect you.

Legal Cover

Legal cover covers you for any cost associated with legal proceedings and/or any court related costs

Personal Accident cover

Personal Accident cover will pay you or a member of your staff a weekly amount or lump sum should you or they be injured during the course of employment. The level of payment made will be dependent on the injury.

Third party Property Damage cover

This is an extension of public liability insurance and covers you for any damage you or your employees cause to the clients/third parties property you are working on.

Equipment Damage cover

This covers you for the cost of replacing any damaged, lost or stolen equipment.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Benefits of having Tradesman Insurance

Tradesman Insurance - Tradesman at work

Your Tradesman Insurance and/or Contractors Insurance from The Insurance Octopus will include fundamental elements of insurance that a tradesman or contractor could need whilst working including liabilities, full tool, personal and staff on job injury’s and equipment cover.

We can ensure you are able to carry out your tradesmen or contractor jobs, safe in the knowledge that should any issues or accidental damage arise as of a result of your/business actions you will be fully covered.

The Insurance Octopus work with a wide range of trades in this space including general handymen, plumbers and cleaners for example.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm

Why choose The Insurance Octopus?

One of our tradesman insurance specialists will discuss your business requirements with you and look to compare quotes from major UK insurance providers. You will get a bespoke policy that ensures you only pay for the cover you need. A wide range of Trade insurance options are available covering you for sector specific situations as required.

We can provide you with your business insurance and documents on the same day in most cases, offering a range of flexible payment options, including Direct Debit. Speak to us today to get a quote.

Get your quote

Or call us on 0161 968 2041, Mon to Fri 9am - 5.30pm